Personalized Debt Relief Solutions
Dayton Bankruptcy Attorney
Chapter 7 Bankruptcy
Chapter 7, or Liquidation Bankrutpcy, eliminates unsecured debt, such as credit debt and medical bills, and let a person start fresh. Chapter 7 is designed for people whose income is below median in Ohio.
One of the benefits of bankruptcy is that you receive the protection of the automatic stay from all collection activities during the bankruptcy process, including creditor harassment, repossession, foreclosure and wage garnishment.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy reorganizes debt into a repayment plan of three or five years. Your monthly payments are lowered under the plan, so you will be able to make the payments. In many cases, the debtor only repays about 10 percent of the debt owed.
If you are behind on your mortgage or car loan but could catch up if you had enough time, Chapter 13 may offer you an advantage.
CALL 937-401-5000 FOR A FREE CONSULTATION
We’re Here to Help
If you are overwhelmed by debt, you may feel as though no one can help you. However, there is help available, and the sooner you take advantage of it, the sooner you will find debt relief solutions. Speaking with a knowledgeable bankruptcy attorney is an easy first step toward retaking control of your finances.
At Cope Law Offices, LLC, you will receive one-on-one service from an attorney who has handled hundreds of bankruptcy cases. You will meet your attorney at your initial consultation and work with him throughout the process, receiving experienced counsel and exceptional client service.
Founded by bankruptcy attorney Russ B. Cope, our practice is focused solely on bankruptcy representation. Lawyers who include bankruptcy in a multi-practice firm may lack the knowledge necessary in this complex area of law. Bankruptcy is not something that should be practiced as an aside. Too many people have received bad advice from attorneys who do not fully understand bankruptcy and its implications on foreclosure, employment, divorce and assets.
We provide experienced representation for Chapter 7 and Chapter 13 bankruptcy as well as small-business bankruptcy. We will review your finances and make suggestions based on your goals. Meeting with us is a first step towards financial rehabilitation, but it does not mean you are necessarily going to enter the bankruptcy system.