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Do you have a question about bankruptcy or debt? The attorneys at Cope Law Offices have created this page as a resource for you. You can submit your general questions by using the form below. Please note: submitted questions will be answered publicly to benefit consumers facing similar issues so leave out personal details. Unfortunately, we cannot publish every question that gets submitted, but we do our best to get to all of them. Submitting a question does not create an attorney client relationship.

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Recent Questions

Can I pay off credit card debt and keep my home?

I want to pay off 10,000 in charge cards but keep my home. Is this possible?

Jan 7

What is the maximum you can borrow from savings during chapter 13?

DURING A BK 13, I REALIZE THE MAX LOAN AMOUNT FROM A LENDER IS $1000. HOWEVER, WHAT IS THE MAX LOAN YOU CAN BORROW FROM YOUR STOCK SAVINGS PLAN FROM WORK, AS THIS MONEY IS RE-FUNDED BACK EACH PAY INTO THE S.S.P. PLAN. MY CURRENT PLAN SHOWS A MAX OF $3800 APPROX. ALLOWED TO BE BORROWED AS IT IS ALREADY APPROVED BY THE PLAN.

Jan 7

I have a home equity loan and credit card debt, what are my options?

I have a home equity loan and owe 1/3 of the homes value. I have another loan that was to be paid by a previous Corporation that I was the President of and I signed and agreed to pay the loan if the company went out of business and the company went out of business in 2011 my balance is is $65,000. to one of the stock holders in the Corporation. I have credit card debt of $52,000 some of that debt was created for the Corporation. I’m presently current on all this debt. I see problems on the horizon and need to know my alternatives. I want to keep my home. Please advise

Oct 17

How much does chapter 13 bankruptcy cost in Dayton, Ohio?

How much do you charge to file chapter 13 bankruptcy?-and can I make pay arrangements if its too much?

Oct 10

How do I keep my house and car if I file bankruptcy?

I owe on my house and 1 car and want to keep those, how do I do this if I file bankruptcy, also I am employed but have taken a serious cut in my income, I must keep my job but I don’t make enough anymore to pay my bills and I am behind on my mortgage.

Sep 25