• Struggling With Debt? Let Us Help.

    We've helped hundreds of families in southern Ohio get a fresh start. Call us today to explore your options.

  • Struggling With Debt? Let Us Help.

    We've helped hundreds of families in southern Ohio get a fresh start. Call us today to explore your options.

  • Struggling With Debt? Let Us Help.

    We've helped hundreds of families in southern Ohio get a fresh start. Call us today to explore your options.

Understanding Debt

debt

If you are overwhelmed by debt, you may feel as though no one can help you. However, there is help available, and the sooner you take advantage of it.....

read more

Chapter 7 Bankruptcy

chapter-7

Chapter 7 bankruptcy is a process, organized under federal law, that helps families who find themselves in over their head with debt start over.....

read more

Chapter 13 Bankruptcy

chapter-13

Chapter 13 bankruptcy reorganizes debt into a repayment plan of three or five years.....

read more

Home

Dayton Bankruptcy Attorney

Personalized Debt Relief Solutions

If you are overwhelmed by debt, you may feel as though no one can help you. However, there is help available, and the sooner you take advantage of it, the sooner you will find debt relief solutions. Speaking with a knowledgeable bankruptcy attorney is an easy first step toward retaking control of your finances.

At Cope Law Offices, LLC, you will receive one-on-one service from an attorney who has handled hundreds of bankruptcy cases. You will meet your attorney at your initial consultation and work with him throughout the process, receiving experienced counsel and exceptional client service. To schedule a free initial consultation with a Dayton bankruptcy lawyer, please call 937-401-5000, or contact us online.

Focused on Bankruptcy

Founded by bankruptcy attorney Russ Cope, our practice is focused solely on bankruptcy representation. Lawyers who include bankruptcy in a multi-practice firm may lack the knowledge necessary in this complex area of law. Bankruptcy is not something that should be practiced as an aside. Too many people have received bad advice from attorneys who do not fully understand bankruptcy and its implications on foreclosure, employment, divorce and assets.

We provide experienced representation for Chapter 7 and Chapter 13 bankruptcy as well as small-business bankruptcy. We will review your finances and make suggestions based on your goals. Meeting with us is a first step towards financial rehabilitation, but it does not mean you are necessarily going to enter the bankruptcy system. In many cases, we recommend bankruptcy alternatives for our clients. If you do choose to file, you will receive the protection of the automatic stay, a court ordered injunction that prevents creditors from contacting you or attempting to collect while your case is pending.

Ohio Bankruptcy Update: The Buckeye State Increases Protection For the Homestead

As of March 27th, Ohio’s homestead exemption increased to $125,000. In prior years, the Ohio legislature only allowed $21,625 of equity in a home to be protected from creditors. Married couples filing jointly can double the homestead exemption to protect up to $250,000 of equity in their primary residence. The homestead increase makes it easier for Ohioans with significant home equity to file bankruptcy, shed debts and keep their home through the process. For more information, see: Ohio’s Homestead Exemption Just Got a Lot Bigger!

What is the Cost of Bankruptcy in Dayton?

Regardless of where you’re located in Ohio, the cost of filing a bankruptcy case is the same. Filing fees for chapter 7 bankruptcy are $306 and filing a chapter 13 costs $281. These fees are paid to the Bankruptcy Court and do not include the cost of hiring a bankruptcy lawyer. The fees charged by a bankruptcy firm will vary based on the complexity of your case and the experience level of the lawyer handling it. Our firm works with clients of all budgets and offers payment plans so that you can pay our fee in installments. Please note, however, that chapter 7 cases must be paid in full before we can file the case.

Announcing the Second Annual Cope Law Student Loan Scholarship

Cope Law Offices is pleased to announce the second annual Law School Student Loan Scholarship. As a law firm that helps families rebuild their financial lives, we routinely encounter clients who are burdened by student loan debt. The current state of the law does not usually allow student loans to be discharged in bankruptcy. In order to ease some of the burden on students who are paying their own way through law school with loans, we have created this scholarship. Students who wish to apply should visit this page for more information.